Back to school budgeting and planning

Back to school expenses can put a big strain on finances. Crystal Smith, our Financial Capability worker, has prepared some information about planning and budgeting for back to school.

What do you need to start the school year? Download a helpful idea for planning your costs.

Download Budgeting Planner (PDF 86 KB)

This is a sample budget. It is really important to remember that the problem for anyone on a low income is not usually a budgeting problem – but the problem created by not getting enough money to live on. However, working out where the money goes can be helpful.

If you need assistance with any issues relating to money, please contact Crystal at KNC.


Crisis numbers and helplines

Life Line

Free call 13 1114

Link2Home Homelessness

1800 152 152
The information and referral telephone service is open 24 hours a day, 7 days a week.


Kempsey Neighbourhood Centre is a non-profit organisation dedicated to strengthening our local communities by promoting the principles of social justice and empowering people to enhance their quality of life.