No Interest Loans
No Interest Loans (NILs)
0% interest and no fees or charges, EVER
We are an approved No Interest Loan (NILs) Provider. Contact us: 02 65628300
or
email: reception@kempseync.org.au
How Does NILS Work?
Washing machine broke down? Unexpected car repairs? Need a new laptop for work or school? We’ll pay the invoice for you (NO CASH). Unexpected expenses are bound to pop up from time to time. Don’t choose an option that might get you into trouble later. With NILs, you only pay back what you borrow, nothing more.
Am I eligible?
Am I eligible?
- have a Health Care or Pension Card
OR
- earn less than $70,000 (before tax) as a single
OR
- earn less than $100,000 (before tax) if you have a partner or dependents
OR
- have experienced family or domestic violence in last 10 years
AND
- you have lived at your current address for a minimum of three months
AND
- you can afford to repay the loan
Contact us today!
Kempsey Neighbourhood Centre 0265628300
What Can I Use a NILS loan for?
What can I use a NILs loan for?
Borrow up to $2000 for essential goods and services including:
- Household items like appliances, whitegoods & furniture
- Car repairs
- Medical, dental, wellbeing and life event expenses
- Technology like a computer or laptop (up to $2000 limit)
- Technology like a phone, tablet and other small electronic devices (up to $1000 limit)
- Education expenses like fees or uniforms
- Employment expenses like licenses or equipment
Borrow up to $3,000:
- Bond on a new rental property
- Costs associated with a natural disaster
Loans are not available for:
- Bills
- Cash
- Debts
- Food
With Nils there’s no interest, no fees and no charges. You only pay for what you buy.
Send us a message
Donate
Kempsey Neighbourhood Centre is a non-profit organisation dedicated to strengthening our local communities by promoting the principles of social justice and empowering people to enhance their quality of life.