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Terry works in a supermarket and does not earn a lot of money. He is able to pay his bills, his rent and is paying off a car. His sister has two children and lives with her partner. Terry helped them out with a loan and money for food after the partner lost his job. Does this sound like you?

Julia came to our service as she was struggling pay her Afterpay installments. Julia had used Afterpay to buy Christmas presents for her family and, even though at some stores she only spent a small amount, the total added up to $1952. Does this sound like you?

Brad came to our service because he was in rental arrears and his real estate was taking him to Tenancy Tribal for rental arrears of $1300 and $62 for water arrears. Does this sound like you?